What is an annual wellness exam and what does it include?

doctor in an exam room with a patient

Many people put off their annual wellness exam year after year. Life gets busy, and if you feel fine, a doctor’s visit can seem unnecessary. However, your annual wellness exam is one of the most proactive steps you can take for your long-term health, and it often catches problems long before any symptoms appear.

In this guide, we break down exactly what an annual wellness exam is, what it includes, how to prepare, and why it matters for your future.

Table of Contents

Healthcare provider reviewing a patient’s medical history during a wellness visit.

What is an annual wellness visit?

An annual wellness visit is a scheduled, preventive care appointment with your primary care provider, typically once a year. It’s different from a sick visit, which addresses a specific new or worsening problem, and different from a physical, which centers on a hands-on exam. A wellness visit is about the bigger picture: reviewing your health history, tracking changes over time, and catching potential issues before symptoms even appear.

That’s the real value of prevention. Instead of waiting until something feels wrong, your provider looks for early warning signs, keeps your vaccinations up to date, and helps build a clear, ongoing picture of your health.

Because wellness visits, physicals, and sick visits aren’t always covered the same way, it’s a good idea to check your insurance plan before scheduling so you know what to expect.

Your provider will review your medical history, check your vital signs, and talk through any lifestyle factors that could be affecting your health. The conversation matters just as much as the physical checks, so come prepared to share what’s been on your mind.

person getting their blood pressure taken

What does an annual wellness exam include?

The exact components of your visit will vary based on your age, sex, medical history, and risk factors. In general, you can expect your provider to cover the following. 

Your annual wellness exam checklist

The exact components of your visit will vary based on your age, sex, medical history, and risk factors. In general, you can expect your provider to cover the following. 

  • Review of your personal and family medical history 
  • Blood pressure, heart rate, weight, and BMI checks 
  • Blood work, including cholesterol levels and blood sugar 
  • Screening for conditions such as diabetes, high blood pressure, and high cholesterol 
  • Mental health and stress level check-in 
  • Review of current medications and supplements
  • Vaccination updates
  • A conversation about any symptoms, concerns, or questions you have 

According to the U.S. Preventive Services Task Force (USPSTF), adults should receive a range of preventive screenings based on their age and risk profile. Many of these are covered during a single ann

middle age adults on a hike

Why your annual wellness exam matters for long-term health

Many of the most common and serious health conditions, including heart disease, type 2 diabetes, and high blood pressure, develop gradually and without obvious symptoms. By the time you notice something is wrong, the condition may already be well advanced. Regular wellness exams give your provider the opportunity to spot changes early, when they are easiest to address. 

The Centers for Disease Control and Prevention (CDC) estimates that 6 in 10 adults in the United States have a chronic disease, and 4 in 10 have two or more. Routine preventive care is one of the most effective tools for reducing that burden. Regular check-ins also mean your provider knows your baseline, making it easier to detect meaningful changes from one year to the next. 

Building a long-term relationship with your primary care provider is itself a health benefit. When your doctor knows your history, your habits, and your life, they give more personalised recommendations and are better placed to catch subtle shifts you might not even notice yourself. 

women writing in a notebook

How to prepare for your visit

Getting the most from your annual wellness exam comes down to a little preparation. Before your appointment: 

  • Write down any symptoms, health concerns, or questions you want to discuss 
  • Bring a full list of medications you are currently taking, including supplements and vitamins 
  • Know your family health history, especially for conditions like heart disease, diabetes, and cancer 
  • Bring your insurance card and any relevant health records if you are a new patient 
  • Fast beforehand if your provider has asked you to (usually for blood work) 

The Mayo Clinic recommends being open and honest during your visit. The more your provider knows about your lifestyle, stress levels, sleep, and habits, the more personalised their guidance can be. This is not a visit to rush through, so feel free to ask questions and take notes. 

Joyful family stroll in a vibrant park during golden hour

How Altea Medical supports your health year-round

At Altea Medical, your annual wellness exam is the foundation of a long-term care relationship. We take time to understand your full health picture, not just what brought you in today. Our primary care providers are here to support you through every stage of life, with continuity of care that means someone who knows your history is always in your corner. 

Booking your annual wellness exam is simple, and most insurance plans cover it at no cost to you. If it has been more than a year since your last visit, now is a good time to schedule one. 

Frequently asked questions

An annual wellness exam is a yearly preventive care visit with your primary care provider. It includes a review of your medical history, vital signs, preventive screenings, and health counseling. The goal is to identify potential health issues early and build a clear, consistent picture of your health before any symptoms develop. 

An annual wellness exam typically includes blood pressure and weight checks, blood work, screenings for conditions like diabetes and high cholesterol, a review of your medications and vaccinations, and a conversation about your lifestyle and mental health. What is checked will vary based on your age, sex, and personal health history. 

Not quite, though they're often confused. A well-woman exam focuses specifically on women's health, including a pelvic exam, breast exam, and reproductive health screening. An annual physical looks at your overall health more broadly, covering things like heart, lungs, and general wellness rather than a specific focus area.

Both are also different from an annual wellness visit, which is centered on preventive screening and building a long-term picture of your health rather than a hands-on physical exam.

Because these are distinct types of visits, they can be billed differently. It's worth checking with your insurance ahead of time so you know what's covered and what might come with a co-pay.

At an annual wellness exam, your provider checks your vital signs, reviews your health history, and orders any appropriate screenings or blood tests. You have the opportunity to ask questions, discuss any concerns, and receive personalised health guidance. The visit typically takes 30 to 60 minutes and is a good time to address anything on your mind. 

Most adults benefit from an annual wellness exam once a year. The frequency of specific screenings within the visit, such as cholesterol or diabetes checks, may vary based on your age and risk factors. Your primary care provider can help you build a personalised preventive care schedule based on your health history and needs. 

Most insurance plans, including Medicare and many private plans, cover annual wellness visits at no cost to the patient as a preventive care benefit. Coverage details vary by plan, so it is worth confirming with your insurer before your appointment. Many patients are surprised to learn their yearly exam costs nothing out of pocket. 

Medical disclaimer: This post is for general informational purposes only and is not intended to replace the advice of a qualified healthcare provider. Please speak with your doctor or a member of your care team for personalised medical guidance based on your individual health history and circumstances.